Piper Sandler
Negotiable Obligations were not registered under the Securities Act of 1933, as amended, or state securities law and may not be offered or sold in the United States in the absence of registration or an applicable exemption from registration requirements. it does not constitute an offer to sell, nor does it constitute the request for a purchase offer, any guarantee.
About C
Additional data on the Company’s products and services, as well as access to its submissions to the Securities and Exchange Commission, can be obtained on the Company’s online page at https://www. cffc. com.
Forward-looking statements
Certain statements contained in this press release would possibly constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements that include, without limitation, projections, predictions, expectations or ideals about occasions. or long-term effects that are not statements of old fact. Statements in this press release that explicitly “belief”, “goal”, “expectation”, “potential” and similar explanations, or that use the words “believe”, “expect”, “anticipate”, “estimate”, “plan , “Possibly”, “will”, “aim”, “deserve”, “may also only” or similar explanations, identify forward-looking statements. These forward-looking statements are based on the ideals of the company’s control as well as assumptions These statements are inherently dubious and there can be no guarantee that the underlying assumptions will turn out to be correct. Actual effects may also differ dramatically from those expected or implied. through such statements. The forward-looking statements contained in this press release would possibly include, without limitation, statements regarding the long-term use of the company’s income. sale of the Negotiable Obligations and the qualification of the Negotiable Obligations as Tier 2 capital according to banking regulatory guidelines. They also have an adverse drapery effect on the business and the Company’s long-term clients include, but are not limited to, adjustments in: (1) interest rates, such as the volatility of US Treasury bond yields. US and increases or volatility in loan rates, (2) general business situations, as well as situations in economic market position positions, (3) general economic situations, adding points of unemployment and slowdown in economic expansion Matrix specifically similar to the long-term and with lasting economic effects of the COVID-19 of the pandemic, adding the measures that the Company is taking in reaction to the COVID-19, the severity and duration of the pandemic, adding if there is a ” wave of moment “fol Reduce the relaxation of government restrictions, the speed of recovery as the pandemic subsides and the greatest effect on it has on many of the threats described here, (4) the legislative climate, regulatory projects for economic institutions, products and facilities, the Consumer Financial Protection Office (CFPB) and the regulatory and compliance activities of the CFPB, and the application of the Basel III capital criteria to C&F Bank, (5) the effect of the Regulatory Relief for Economic Growth and Consumer Protection Act of 2018 and the adjustments in the effect of the Act due to the publication of the interpretive regulatory direction or the promulgation of corrective legislation or additional, (6) the economic and fiscal policies of the United States government, adding the policies of the United States Treasury and the Federal Reserve, and the effect of those policies on interest rates and business in our positions of market, (7) the price of the securities held in the Company’s investments and portfolios, (8) the quality or composition of the loan portfolios and collate ral that insures those loans, (9) the point of stock and the costs of the used cars, adding the costs of promoting the recovered vehicles, (10) the point of net write-offs of loans and the adequacy of our allowance for credit losses , (11) the point of compensation losses similar to the loans sold, (12) required loan products, (13) deposit flows, (14) the strength of the Company’s counterparties and the economy in general, (15 ) festival of banks and non-banks, adding festival in unprivileged automotive financing market position positions, (16) claim of economic facilities in the Company’s market position sector, (17) trust on third parties for key facilities, (18) advertising and residential real estate genuine real estate market position positions, (19) momentary market position application for residential loan loans, (20) generation projects tion of companies and other strategic projects, (21) consolidations of the Company’s branches, (22) cyber threats, attacks or occasions, (23) expansion of the C&F Bank product offering, (24) accounting principles, policies and guidelines , and the Company’s possible options below, and (25) the Company’s and C&F Bank’s ability to realize the expected benefits from the acquisition of Peoples Bank, Incorporated. These threats and concerns deserve to be considered when comparing the forward-looking statements contained in this document, and readers are cautioned not to place undue reliance on the forward-looking statements, which refer only to the date of this release. For more information on the points of threat that could be the forward-looking statements contained in this document, please refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 and other reports filed with the SEC.
Contact: Jason Long, CFO and Secretary (804) 843-2360